Steven Minnikin

Founder & Principal AI Architect, Minibit Ltd

I design, build and operate AI systems for regulated financial services. I have 11 years’ experience in regulated financial services, spanning financial advice, software development and technology leadership. My work includes Autocalls, now live with investors; seven years leading technology at Lowes Financial Management; and an onboarding platform that reduced application processing time by over 90%. I’m based in Newcastle upon Tyne, UK. I’m available for contract roles from 30 November 2026, remote or in Newcastle upon Tyne, and through Minibit Ltd I offer AI and data consultancy to UK financial advice firms.

>90%reduction in application processing time
£1bn+client assets at the firm whose technology I led
5technical team members led
6MCP servers built across my work
PLAYER SELECT

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YOUR ROUTETech lead · Architecture and decisions
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  1. 1The agentic stack map
  2. 2Pick an app, see its layers
  3. 3Key decisions and trade-offs
  4. 4Talk shop with me

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steve@minibit.co.uk
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